Personal Finance | Times Square Investment Journal

How to Protect Your Child’s Identity, Before the Next Breach

by Lizeth Beltran | Nov 3, 2017 | Identity Protection, News, Personal Finance |

In an age when social media and online transactions are king, security breaches have become the norm. Since the Equifax breach, approximately 145.5 million U.S. consumers’ identities have been put at risk — but what does this mean for individuals under the age of 18?...

Becoming a Business Could Save You Money Under the Republican Tax Plan. Here’s How.

by William Mathis | Nov 1, 2017 | News, Personal Finance |

If you want to save big under Donald Trump’s new tax plan, you might be wise to abide by the words of Jay-Z, who once rapped: “I’m not a businessman, I’m a business, man.” President Trump and Republicans in Congress have a new plan to reduce taxes. Some of the biggest...

Why you should start building credit before 18

by Milana Vinn | Oct 29, 2017 | Personal Finance |

Like many other young people, John Linkous, a recent graduate of North Carolina State University, had little interest in credit management. Then he checked his credit score. “I didn’t even know I had a credit score until I just found out that it is 370! LOL,”...

Paying Your Way to a More Secure Future

by Prachi Bhardwaj | Oct 24, 2017 | News, Personal Finance, Previews |

Following the two largest data breaches in history, Yahoo and Equifax took steps to pacify the situation. But the measures a company helps you take following a breach – however effective in controlling the company’s image – are never enough to protect your...

Three Ways Technology Can ‘Nudge’ You To Save

by Kimberly Chin | Oct 24, 2017 | Personal Finance |

Though technology cannot tell you what to do with your wallet, it can help you save without knowing it. A growing number of fintech companies that use behavioral science to ‘hack’ your brain are set on boosting your financial wealth based on the economic principles of...

Even with new protections, you should avoid payday loans

by Kevin Breuninger | Oct 23, 2017 | News, Personal Finance, Previews |

Payday lenders were recently slapped with new rules to protect cash-strapped consumers from predatory loan practices. But even under strengthened federal regulations, financial experts are leery of the benefits of payday loans, which can trap Americans in a vicious...